SSS to Enact Mandatory Use of PRN for Short-term Loan Payments on May 1

The Social Security System (SSS) announced that the mandatory use of payment reference number (PRN) for short-term loans will be moved to May 1 from its earlier schedule last April 1.

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SSS decided to go with a one-month extension to enable members and employers to create their My.SSS accounts, update contact information, as well as review their loan information.

Got Short-Term Loans with SSS? Make Sure to Note Your PRN Before Paying, Starting May 1

According to SSS President and Chief Executive Officer Aurora C. Ignacio, the goal for the extension was to ensure that all of the agency’s stakeholders “are ready to comply with our upcoming procedural and system changes so that they can also benefit from this program and realize its importance.”

The new system, the Real-Time Processing of Loans (RTPL), will enable individual members (self-employed, voluntary, and Overseas Filipino Workers) and employers to use the system-generated PRN to facilitate the immediate and correct posting of loan payments on their corresponding records. Covered short-term loans under the RTPL implementation are salary, calamity, emergency, and restructured loans.

Individual members and employers can either print out a copy or capture a screenshot of the PRN Loans Statement of Account with the corresponding barcode, accessed through the “RTPL PRN” module of their My.SSS accounts are found on the SSS website ( They may also present the SMS received from SSS indicating the PRN for loan payment,” Ignacio explained.

Moreover, employers and members can change the amount to be paid in the said statement through their My.SSS accounts. However, employers are required to submit an electronic-Loan Collection List (e-LCL), which can be downloaded from their SSS accounts for offline editing before submission. To learn more about the complete process flow of RTPL implementation, go to this link:

In line with this, payees must present their PRN at SSS branches with Automated Tellering System (ATS) or any RTPL-compliant collecting partners. To see the complete list of RTPL-compliant partners, access the link

This is to reiterate that starting May 1, RTPL-compliant SSS collecting partners will only accept loan payments with PRN to avoid possible system errors. Members and employers will receive a notification through email or SMS confirming their loan payment and successful posting,” Ignacio concluded.

For more information and updates, follow the SSS on social media by searching “Philippine Social Security System” on Facebook and YouTube; “mysssph” on Instagram; “PHLSSS” on Twitter; or join the SSS’s Viber community at “MYSSSPH Updates.”

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